Representing insurance denial cases nationwide.


At Doskey Law, PLC, you speak to an attorney about your case, not a paralegal or assistant. Many larger firms do not give you direct access to your attorney.


When Mr. Doskey wins your appeal and you are placed back on monthly benefits, the attorney fee is based on the past-due benefits only, unlike some firms that charge fees on future monthly benefits.


Practicing in the areas of Disability Insurance Law, Insurance Litigation, Workers’ Compensation and Personal Injury since 1997.

Denied Accidental Death & Dismemberment (AD&D) Claims

Rather than ongoing, monthly benefits, these insurance policies pay a lump sum of money in the event of an accidental death or loss of a limb (and sometimes an eye). The amount of the benefit depends on how much insurance is purchased and the nature of the accidental injury, dismemberment or death.

However, as with Long Term Disability insurance (LTD), Accidental Death and Dismemberment (AD&D) insurance carriers do not always stand behind their customers. Sometimes insurance companies, relying on weak evidence, will deny a valid claim for benefits by accusing the claimant or the deceased of being negligent (e.g., operating a motor vehicle while under the influence of alcohol or drugs) at the time of accidental death, or even of having committed suicide.

As with Long Term Disability (LTD) insurance, your AD&D coverage will be governed by ERISA if the insurance is provided in a private employer-sponsored plan. Otherwise, state insurance law will govern your claim.

If your insurance company has denied your claim for benefits under an Accidental Death and Dismemberment (AD&D) policy, contact us.

Claim Denied? Call For a Free Consultation

CALL NOW: 888-529-9892

Top Rated Lawyer

When I first began to practice law, Ed Doskey took the time to teach me some of what he knows. In my years of experience in the legal field, I have never met anyone more knowledgeable nor anyone with as much compassion for his clients. It would take an entire lifetime to learn everything that this person has to teach. A zealous advocate, a scholar, and a talented New Orleans musician. By hiring Ed Doskey, you will be hiring the best person to represent and protect your interests.

John S.

He is a wonderful, knowledgeable, caring attorney. He did an outstanding job representing me in dealing with a major corporation. I recommend him to anyone who needs his services.

Sandy M.

Mr. Doskey did an outstanding job of representing me during my disability mediation. He took charge and handled every aspect when I needed help the most and won me a full judgment. His hard work and sharp abilities as well as his client care was phenomenal. I will always recommend Mr Doskey to those in need.

Jill S.

We were fighting with disability for months and kept being told there was no reason not to return to work despite not being released to go back to work by 3 medical doctors. Mr. Doskey wrote a letter and had the first check plus back pay within a week!

Kevin S.



If your insurance company has denied your benefits or if you have applied for benefits and have not received an answer promptly, contact me right away.

Call Now: 888-529-9892

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